Keep it Simple

December Notebook Dump - Inflation, Debt, and the Fed

We are welcoming Joey, a lead advisor here at Asset Builder, to this episode of Keep It Simple. Join us for a brain dump where we’re talking about inflation and debt. Inflation is starting to slow which indicates interest rates will slowly start coming down. We’ve all been on the struggle bus with the high cost of living that’s come with inflation, especially our grocery bills. We’re going to discuss some things we’ve done to help combat the cost of inflation. Alongside inflation, debt has been increasing. With auto and home loans, household debt has been steadily growing. So how do we start the conversation about it? Listen in to find out. Towards the end of this episode we’re pulling out our crystal balls and making predictions for where 2023 is going. 

 

Connect with Adam or Joey

Website- https://assetbuilder.com/

  

[00:00] Show intro 

[00:29] Welcome to Joey 

[02:35] Inflation: the one and only 

[08:47] Income vs. debt 

[15:46] Having conversations about debt with people 

[21:31] Predictions for 2023

[24:48] Some things Adam and Joey are handling from clients

[28:16] Wrapping it up 

 

The Art of Reading Returns

On today’s episode of Keep It Simple, learn how to approach and interpret a return and what different returns mean. Return formulas can be confusing, and since they are invaluable we are taking the time today to break things down and go over the things you need to look for when evaluating your returns. You need to know what you’re measuring, what you’re measuring with, and what you’re measuring against. Our goal is to help you make good choices when you are looking at changing your approach to returns to help you profit later. Remember that you don’t need all the data in the world, just a good strategy and consistency. The more you understand the more at peace you will be, so let’s get to learning.

 

Get in contact with Adam or Janet by clicking the link below: 

www.assetbuilder.com/podcast

 

[00:00] Show intro 

[00:28] What we’re talking about today 

[01:15] The most common mistakes made with returns 

[03:23] Framework of mental checks when evaluating returns 

[09:14] Understanding the nature of the market 

[11:40] Knowing what you’re measuring with 

[14:47] Rolling returns 

[16:26] Why do rolling returns set better expectations?

[21:24] Knowing what you’re measuring against: benchmarks 

[29:32] The returns cheat sheet 

[33:47] Where to get more resources 

[34:33] Closing comments 

[35:02] Outro 

Could Medicare Be Anymore Complicated?

It’s never too early to start planning your future, so today we are talking about all things Medicare. We are breaking down all the parts of Medicare and explaining the pros and cons to the different paths you can take, as well as where to go if you need help sorting out your Medicare plan. Connect with Adam or Janet at their website, www.assetbuilder.com/podcast

[00:00] Disclaimer/show intro

[00:28] Episode intro

[01:21] The body line of the episode

[03:47] Medicare and it’s structure

[07:31] How do you know when it’s time to enroll in Medicare?

[09:26] Why start Medicare right at 65?

[11:28] Part A and B: why are they separate and what are they?

[14:47] Shopping based on premiums vs. company vs. customer service

[18:09] What is Medigap and how to utilize it

[23:19] Decision tree in regards to Medicare

[26:08] Resources for learning about Medicare

[31:19] Janet’s personal experience with Medicare

[35:16] Closing comments

[37:06] Wrap up and outro

Breaking Down the Student Debt Relief Plan

Investment Advisor Representatives Adam Morse and Janet Griffith discuss the recent Student Debt Relief plan announced by the White House and what it means for millions of Americans as well as the American economy.

 

www.studentaid.gov/loan-simulator

 

Have an idea for an episode? Email us!

 

podcast@assetbuilder.com

Will Social Security Run Out in 2030?

Adam Morse and Janet Griffith discuss the ins and outs of social security and how to prepare ourselves for whatever the future holds. 

 

Have an idea for an episode? Email us! 

podcast@assetbuilder.com

Responding to Elon Musk’s Tweet

Adam Morse and Janet Griffith respond to a well-known innovator billionaire, Elon Musk, who recently tweeted that Index investors are misallocating funds in the market. Listen to Adam and Janet's rebuttal on another exciting episode of Keep it Simple. 

 

Have an idea for an episode, email us! 

Podcast@assetbuilder.com

Inflation vs Stagflation – What’s the Difference?

Investment Advisor Representatives Adam Morse and Janet Griffith discuss the history of stagflation and how it affects our economy today. 

 

Have an idea for an episode? - email us and let us know

podcast@assetbuilder.com

How to Invest in an Unpredictable Market

Adam Morse and Janet Griffith know a volatile market can challenge your mettle – especially if you're retired. But they also know that the investors that stick it through come out ahead in the long run. Today we offer a gentle reminder to ignore the headlines and follow the historical data instead. 

 

Have an episode suggestion? We want to hear it. 

Podcast@assetbuilder.com

Are There Good Reasons to NOT Invest?

Polls say that half of Americans don't invest their money at all. Adam Morse and Janet Griffith discuss and refute common arguments against investing in the market.

Have an idea for an episode? Email us at 

Podcast@assetbuilder.com 

 

Responses To 10 Common Arguments Against Investing (Article by David Booth)

https://www.popular.com/en/popularone/articles/investments/responses-to-10-common-arguments-against-investing/

 

 

Quotes All Investors Should Know

Adam Morse and Janet Griffith deconstruct great quotes from great investors and extract lessons for us to use in our own investment lives. 

 

Have an idea for an episode? Email us at 

Podcast@assetbuilder.com